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Are you a property owner in Key Biscayne, Florida? Do you want to start a construction or land improvement project? Well, I guess, you need a property surveyor in that matter.  Accurate Land Surveyors, Inc. is one of the premier surveying firms in Florida that can help you with whatever type of survey you need. We have surveyors who have the technical expertise and experience to perform property surveys. Our company takes pride in the thousands of surveys we’ve done across the state of Florida since 1983. If you’re wondering how our clients put their trust in us, perhaps our company’s achievements and cherished work ethics are good reasons clients go to us when they need a surveyor. 

Reasons to Work with a Property Surveyor

Without licensed property surveyors, the world would be a far worse place. Imagine landowners fighting over boundary lines of their properties and scammers selling land using dubious documents. Surely, that would be commonplace if we don’t have professional surveyors.  Here are some reasons you should work with a licensed surveyor, especially if you own a property in Key Biscayne. 

Land or Home Improvements

It’s common knowledge that the more aesthetically appealing and spacious the property, the easier it’s to sell in the market for a good price. That’s why a lot of property owners add extensions or do renovations to step up the value of their properties. Yes, there’s so much money to gain from such investments.  However, there’s one thing you must know before starting your property improvement project: getting a construction or building permit. You can acquire this permit from your local government, and you might need a property survey before you can get it.  A survey on the property ensures that your building plan complies with zoning regulations and you’re not encroaching another’s property. It also determines that you’re building on stable terrain and ensures that your project is safe. 

Selling or Buying Real Estate

One tip to keep in mind when purchasing a property is to double-check its size, boundaries, easements, and ownership. If you don’t want to get embroiled in a land dispute because of the property you just bought, you need to hire a licensed surveyor to assist you in your property purchase.  This is also true when you’re selling a real estate property. You have to see to it that what you’re selling is your own. Make sure that there’s no encroachment or any issues with the neighboring property before you put yours for sale. So, don’t rely solely on past surveys. Hire a surveyor and re-survey the property for assurance. 

Making Informed Lending Decisions

It’s not easy for lenders to make decisions on loan applications. They need to determine whether the applicant is worthy or not. They’ll need to assess the income or credit rating of the applicant. Lending companies may also appraise the value of the property you want to buy.  In this case, lenders may require you to conduct a property survey. The survey will affect your loan application, whether you get the loan or not, and what loan amount you can claim if you get approved. It will also determine the interest rate of your loan. 

Applying for Flood Insurance

Is your residence located in a flood zone? If yes, apply for flood insurance! Having flood insurance enables you to claim money from the insurance company if your property is damaged by a flood.  But before your flood insurance application gets approved, you need to hire a licensed surveyor to determine the lowest elevation point of your residence. Then, the surveyor will give you an elevation certificate, which is a requirement to get flood insurance. 

About Key Biscayne

Key Biscayne is an island town with alluring beaches and entertainment establishments. It’s a part of Miami-Dade County, bordered on the south by Bill Baggs Cape Florida State Park, on the north by Crandon Park, on the west by Biscayne Bay, and on the east by the Atlantic Ocean.  The town has a population of 14,809, according to a 2020 census. It has a tropical savanna climate which creates warm, dry winters and hot, humid summers. Compared to Miami, Key Biscayne is cooler throughout the year. Because of the town’s low elevation, it’s one of the areas in Florida to get evacuated when there’s an oncoming hurricane.  Aside from the breathtaking beaches, you can also visit the nature preserves and parks in Key Biscayne. If you’re a foodie, you’ll surely love the elegant restaurants in the town that serve local delicacies.